Sample Letter
Complaint to Delete Inaccurate Information

Date

Address

RE: Complaint Letter to Delete Inaccurate Information

Dear Sir/Madam:

I received a copy of my credit report to find the following items to be in error. See the attached copy of the credit report. Below, I have explained the discrepancies in the numbered entries:

1.

2.

By the provisions of 15 USC Section 1681i of the Fair Credit Reporting Act of 1970, I demand that these items be reinvestigated and deleted from my record. Send me names and addresses of individuals you contacted so that I may follow up.

I shall assume that 30 days constitutes "reasonable time" for reverification of these entries unless you immediately notify me otherwise. It should be understood that failure to reverify these items within 30 days constitutes reason to promptly drop the information from my file according to Section 1681i.

Also, pursuant to 15 USCi (d) of the Fair Credit Reporting Act, please notify me when the items have been deleted. You may send an updated copy of my credit report to the below address. According to the provisions of 15 USC Section 1681j, there should be no charge for this notification.

Sincerely,

name
address
social security number